Terms & Conditions

Welcome to B4NVEST!

These Terms and Conditions ("Terms") govern your access to and use of the B4NVEST online and/or mobile educational platform (the "Platform" or "Site"). By accessing or using the Platform, you agree to be bound by these Terms. B4NVEST is the assumed name of Market Allocator, LLC. All purchases and receipts will be issued by Market Allocator, LLC and/or B4NVEST.

1. Use of the Platform

• You must be at least 18 years old to use the Platform.

• You are responsible for maintaining the confidentiality of your account information and password. You agree to be responsible for all activities that occur under your account.

• You agree to use the Platform for lawful purposes only.

• You agree not to use the Platform to:

- Infringe on the intellectual property rights of others.

- Transmit any harmful, offensive, or unlawful content.

- Disrupt the operation of the Platform.

- Impersonate any person or entity.

2. Content and No Recommendations or Professional Advice

The information provided on the Platform is for educational purposes only and should not be considered financial advice. You understand that no content published on the Site constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person.

The content on the Site is being provided for information purposes only. The Site does not provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by B4NVEST or any third party.

Important Investment Warning

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels. Inherent in any investment is the potential for loss.

B4NVEST IS NOT A LICENSED SECURITIES DEALER, BROKER OR US INVESTMENT ADVISER OR INVESTMENT BANK.

You are solely responsible for determining whether any investment, security or strategy is appropriate for you based on your investment objectives and personal financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

3. Third Party Sites

The Site contains links to other Internet websites or links to Content created by third parties. We neither control nor endorse such other websites or Content. You are solely responsible and liable for your use of and linking to all third party sites. Please read the terms of use and privacy policy of any such third party sites before engaging in any activity.

4. Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" without warranty of any kind, express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose, and non-infringement.

B4NVEST does not warrant that the Platform will be uninterrupted, error-free, or virus-free.

5. Limitation of Liability

B4NVEST shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Platform.

6. Paid Subscriptions

By subscribing to B4NVEST subscription products, you agree to pay the applicable fees. B4NVEST reserves the right to revise subscription fees upon reasonable notice.

Subscription fees are nonrefundable. You may cancel by updating your preferences in Subscription Settings or by contacting info@b4nvest.com.

When your paid subscription commences, your payment account will be billed and we do not provide refunds for initial orders or recurring payments.

Intellectual Property

All content on the Platform is the property of B4NVEST or its licensors and is protected by copyright and intellectual property laws.

Termination

B4NVEST may terminate your access to the Platform at any time for any reason.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States.

Changes to Terms

B4NVEST may revise these Terms at any time by posting the revised Terms on the Platform.

Questions About These Terms?

If you have any questions about these Terms & Conditions, please contact us.