Privacy Policy

Effective Date: April 4, 2024

Market Allocator, LLC, doing business as B4NVEST ("B4NVEST," "we," "us," or "our"), respects the privacy of our users ("you" or "your"). This Privacy Policy describes the types of information we collect from and about you when you use our website and/or mobile application (collectively, the "Platform" and/or “Site”), and how we use, disclose, and protect that information.

  • Introduction

    B4NVEST is a crowd-sourced content service website for financial markets. Our services empower investors to make the best investing decisions by leveraging our independent and balanced stock research, fundamental analysis tools, reliable news and actionable market data.

  • Information We Collect

    We collect the following types of information from and about you:

    Personal Information: This may include your name, email address, username, password, and any other information you choose to provide to us when you create an account or register for a service on the Platform.

    Usage Data: We may collect information about how you use the Platform, such as the pages you visit, the features you use, and the searches you perform. This information is collected automatically by our servers and may include your IP address, browser type, device type, and operating system.

    Cookies and Similar Technologies: We may use cookies and other similar technologies to collect information about your activity on the Platform. Cookies are small files that are stored on your device when you visit a website. You can control or disable cookies through your browser settings.

    Commercial Information: This includes Stocks, ETFs and other securities in your investment portfolio, your trading pattern, list of authors you follow, investment style preference, broker information and payment information (including bank account details, to enable payments from you when you register as a subscriber). We obtain this information directly from you or otherwise automatically in the course of your interactions with our products and services.

    Profiles and Inferences: This includes inferences drawn from any of the information identified above to create a profile reflecting preferences, characteristics, predispositions, behavior, and attitudes. We obtain this information automatically in the course of your interactions with our Services.

  • Use of Your Information

    We use the information we collect from and about you for the following purposes:

    • To provide and operate the Platform and deliver the services you request.
    • To personalize your experience on the Platform.
    • To communicate with you about the Platform, including sending you important announcements, updates, and promotional offers.
    • To analyze how you use the Platform in order to improve our services.
    • To comply with the law.
    • Respond to your inquiries.
    • Detect security incidents, protect against malicious, deceptive, fraudulent or illegal activity, and prosecute those responsible for that activity.
  • Sharing Your Information

    We may share your information with the following third parties:

    Service providers: We may share your information with third-party service providers who help us operate the Platform, such as cloud storage providers and email marketing providers.

    Actual or potential buyers (and their agents and advisers) in connection with any actual or proposed purchase, merger or acquisition of any part of our business, provided that we inform the buyer it must use your personal information only for the purposes disclosed in this Privacy Policy

    Other persons where you have given your consent.

    Legal requirements: We may disclose your information if we are required to do so by law or in the good faith belief that such disclosure is necessary to comply with a court order, subpoena, or other legal process.

  • Your Choices

    You have choices regarding your information:

    Accessing and Updating Your Information: You can access and update your account information at any time by logging into your account on the Platform.

    Marketing Communications: You can opt out of receiving marketing communications from us by following the unsubscribe instructions in those communications.

  • Data Security

    We take reasonable steps to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage is 100% secure.

  • Children's Privacy

    The Platform is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

  • Changes to this Privacy Policy

    We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the Platform.

  • Legal Basis

    Our legal basis for collecting and using the personal information is usually as follows:

    Performance of a contract: where we need the personal information to perform a contract with you, for example setting up and administering your account and providing our products and services

    Legal obligation: where we have a legal obligation to collect personal information from you, for example to comply with financial, accounting and other legal obligations

    Legitimate interests: where the processing is in our legitimate interests and not overridden by your rights, for example to analyze and improve how our products and services are used, and to provide you with customer service

    Consent: where we have your consent to do so, for example in relation to certain types of marketing

  • Contact Us

    If you have any questions about this Privacy Policy, please contact us at info@b4nvest.com.