Privacy Policy

Effective Date: April 4, 2024

Market Allocator, LLC, doing business as B4NVEST ("B4NVEST," "we," "us," or "our"), respects the privacy of our users ("you" or "your"). This Privacy Policy describes the types of information we collect from and about you when you use our website and/or mobile application (collectively, the "Platform" and/or "Site"), and how we use, disclose, and protect that information.

1. Introduction

B4NVEST is a crowd-sourced content service website for financial markets. Our services empower investors to make the best investing decisions by leveraging our independent and balanced stock research, fundamental analysis tools, reliable news and actionable market data.

2. Information We Collect

We collect the following types of information from and about you:

Personal Information

This may include your name, email address, username, password, and any other information you choose to provide when you create an account or register for a service on the Platform.

Usage Data

We collect information about how you use the Platform, such as pages visited, features used, and searches performed. This includes your IP address, browser type, device type, and operating system.

Cookies and Similar Technologies

We use cookies and similar technologies to collect information about your activity on the Platform. You can control or disable cookies through your browser settings.

Commercial Information

This includes stocks, ETFs and securities in your investment portfolio, trading patterns, followed authors, investment style preferences, broker information and payment information.

3. Use of Your Information

We use the information we collect for the following purposes:

• To provide and operate the Platform and deliver requested services

• To personalize your experience on the Platform

• To communicate with you about the Platform and send updates

• To analyze usage and improve our services

• To comply with legal requirements

• To detect and prevent security incidents

4. Sharing Your Information

We may share your information with the following third parties:

Service Providers:

Third-party service providers who help us operate the Platform, such as cloud storage providers and email marketing providers.

Business Transfers:

Actual or potential buyers in connection with any proposed purchase, merger or acquisition of our business, provided that the buyer must use your information only for purposes disclosed in this Privacy Policy.

Legal Requirements:

We may disclose your information if required by law or to comply with court orders, subpoenas, or other legal processes.

5. Your Choices

Accessing and Updating Your Information:

You can access and update your account information at any time by logging into your account on the Platform.

Marketing Communications:

You can opt out of receiving marketing communications by following the unsubscribe instructions in those communications.

6. Data Security

We take reasonable steps to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage is 100% secure.

7. Children's Privacy

The Platform is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

8. Legal Basis

Our legal basis for collecting and using personal information includes:

Performance of Contract

Setting up accounts and providing services

Legal Obligation

Compliance with financial and legal requirements

Legitimate Interests

Analyzing and improving our services

Consent

Marketing communications and optional features

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the Platform.

Questions About Your Privacy?

If you have any questions about this Privacy Policy, please contact us.